Qualified surveyors are required to carry out an inspection on any property prior to purchase where a mortgage or secured loan is required in order to complete the purchase.

Although important to the buyer in order to identify any problems with the property itself or even location. The survey is most important to the lender who will base his decision to lend and at what loan to value on the report.

However, the purchaser is still required to foot the bill.

The lender or company handling your application will usually obstruct a valuer on your behalf as not all surveyors are accepted. It is usually the national organization's that have the highest numbers of instructions.